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Publications

Voya Financial Advisors Honors Mickey Powell with Chairman's Circle Recognition

March 15, 2017

Voya Financial Advisors, Inc., has honored Mickey Powell of Powell Financial Partners, one of its Investment Advisor Representatives, with the prestigious Chairman's Circle recognition. This program is the highest level of recognition for Voya Financial Advisors and acknowledges the top three percent of all advisors. Achieving Chairman's Circle underscores Mickey's unwavering dedication to helping his clients better save and prepare for retirement.

To be recognized as a Chairman's Circle member, Mickey also exceeded a business growth milestone in assets under management that sets him apart as a financial professional. 

“We are so appreciative for all our advisors do to support their clients, furthering Voya's vision to be America's Retirement Company™, and I'm thrilled that Mickey has achieved this high-level recognition for his role in furthering our vision,” said Tom Halloran, president of Voya Financial Advisors. “The Chairman's Circle recognition is an opportunity for us to acknowledge the tremendous achievements of Mickey, who is helping clients work toward achieving financial confidence and freedom every day.” 

Throughout the year, Voya Financial Advisors brings Chairman's Circle members together to celebrate their successes and provide opportunities for them to network and share ideas.

Powell Financial Partners is not a subsidiary of nor controlled by Voya Financial Advisors.

About Voya Financial Advisors 

Voya Financial Advisors, Inc., the retail broker-dealer of Voya Financial® (NYSE: VOYA), supports a wide range of clients through approximately 2,100 financial advisors. As a top-tier independent broker-dealer, Voya Financial Advisors is focused on helping Americans advance their retirement readiness through education, financial planning and a broad range of personalized asset accumulation, protection and distribution solutions.

Voya Financial is a premier retirement, investment and insurance company with a vision to be America's Retirement CompanyTM serving the financial needs of approximately 13 million individual and institutional customers in the United States. For more information, visit voya.com.

Press Inquiries: Mickey Powell at 512-249-6780 or mickeypowell@voyafa.com

CN0413-23696-0517


NEWS RELEASE

February 2017

Mickey Powell Joins Voya Financial Advisors' 2017

Annual Advisor Insight Conference

Mickey Powell supports event theme: ‘Reach tomorrow's opportunity…today' to better prepare for the new regulatory environment

Mickey Powell of Georgetown, investment advisor with Voya Financial Advisors, attended the Advisor Insight conference held Feb. 2-4, 2017, in San Diego. The annual event, hosted by Voya Financial Advisors (VFA), brought together more than 1,000 financial professionals from across the country to network and learn strategies that can help their clients with important financial and retirement planning services.

“This year's Advisor Insight conference provided a great opportunity for our advisors to learn how to adapt to the upcoming changes they will face in the financial planning landscape,” said Tom Halloran, president of Voya Financial Advisors. “Given the new regulations, it is especially important for us to arm our advisors with the right resources and information to continue to thrive. Through networking opportunities and targeted breakout sessions, our goal for this year's event was to provide support for our advisors to be able to grow their business and focus on helping their clients to and through retirement.” 

Holistic financial planning was among one of the more noteworthy themes at this year's conference. To help reinforce the importance of this planning process, the conference offered new approaches to growing one's advisory business as well as guidance on how to work with clients to best meet their investment, retirement income and financial planning needs. The conference also offered new ideas, resources and insights into the services available from VFA relating to the key business impacts of the upcoming Department of Labor (DOL) fiduciary rule. 

This year's event also featured a keynote address from Karl Rove, former deputy chief of staff and senior advisor to President George W. Bush. Rove offered insightful analysis and predictions regarding the nation's political course after the 2016 presidential election. 

All of the conferences breakout sessions, business growth ideas and resources were created around the VFA “Be More Valuable” initiative. Now in its second year, this practice management program provides ideas and resources for advisors to create a more valuable financial practice for themselves, their clients and their legacy in the industry. 

Voya Financial Advisors is a top-tier independent broker-dealer focused on helping advance the retirement readiness and financial security needs of Americans. For more information, visit www.voyafa.com 

Press Inquiries: Mickey Powell 512-249-6780 mickeypowell@voyafa.com  

Mickey Powell offers securities and investment advisory services through Voya Financial Advisors, Inc., member SIPC. 

About Voya FinancialVoya Financial, Inc. (NYSE: VOYA), helps Americans plan, invest and protect their savings — to get ready to retire better. Serving the financial needs of approximately 13 million individual and institutional customers in the United States, Voya is a Fortune 500 company that had $11 billion in revenue in 2015. The company had $480 billion in total assets under management and administration as of September 30, 2016. With a clear mission to make a secure financial future possible — one person, one family, one institution at a time — Voya's vision is to be America's Retirement Company™. The company is equally committed to conducting business in a way that is socially, environmentally, economically and ethically responsible — Voya has been recognized as one of the 2016 World's Most Ethical Companies® by the Ethisphere Institute, and as one of the Top Green Companies in the U.S., by Newsweek magazine. For more information, visit voya.com. Follow Voya Financial on Facebook and Twitter @Voya

CN0119-30365-0218


Is Retirement in View?

If So, Here's Your Retirement To-Do List

Provided by Mickey Powell, a registered representative with Voya Financial Advisors, Inc. 

Retirement may seem like a distant notion, even for those inching toward this major milestone. The daily grind of errands, work commitments, meetings, commutes and household chores can make retirement seem far away, even when in reality it isn't. Before you know it, decades of working, planning and saving will finally transform into a time of freedom, flexibility and slowing down.

To make sure you are staying on the path to retirement readiness amid the hustle and bustle of everyday life, here is a to-do list for those who are planning on retiring in the next five to ten years. 

Write down your retirement budget. It's easy to daydream about retirement, picturing exotic adventures in foreign lands or leisurely days enjoying your favorite hobbies. All of the “bucket list” items you do not have time to explore during your working years come into clear focus as retirement approaches. As you think about these upcoming fun times, don't forget that there will still be day-to-day expenses and monthly bills to contend with in retirement. 

To make sure you are prepared to tackle these costs, take the time now to develop a financial plan that tackles both your income and expenses. A 2014 study from Voya Financial, Inc., found that only one-third of workers and retirees have a written budget. Recent retirees often have to lighten their purse strings after realizing their retirement budget does not match the budget they were used to during their working years. This can be a challenging adjustment that requires significant changes not only to your spending habits, but also to your lifestyle expectations. It's better to run the numbers now to avoid surprises later.

Start by writing down your current and expected retirement budget. If there's a possible shortfall in retirement, you have time to adjust and shift your plan by putting more into retirement savings or pushing back your retirement date.

Think ahead about your housing. Start considering where you want to live during your retirement now. Are you planning to relocate, downsize or stay put? Your retirement budget can look vastly different depending on the answer to that question.

Estimate expenses for various housing options, factoring in costs such as property taxes, closing and/or moving fees, daily living needs, mortgage or rent payments, condo fees and home upgrades or maintenance.  

If you have a partner, talk about - and agree on - a plan of attack for where you'll live once you retire. If you think you want to move to a new location, spend time there (in all the different seasons) before you commit. A plan can seem good from afar, but it's important to be sure you also experience the reality of it before committing to any big decisions.

Look at your investment portfolio to find the right mix of growth and income. During your working years, growth investments (such as stocks) may feel more appropriate for your portfolio. But, with only a few years to go until retirement, you may be inclined to shift investments toward more conservative choices (such as bonds, fixed income or treasuries).

Don't forget that growth investments still have a place in your portfolio. An overly conservative allocation squeezes out growth opportunities that keep pace with inflation. Your money still has the potential to grow and work for you throughout your retirement; don't risk missing out on great opportunities by being too cautious. Instead, be sure you are healthily diversified in order to take advantage of market trends, while also hedging yourself against major volatility or market declines. 

A smart way to look at your investment allocations is to segment assets for different time horizons. More aggressive investments fund longer-term goals (5+ years away from retirement), moderate investments help with mid-term goals (3-5 years from retirement) and conservative investments fund short-term needs (less than 3 years from retirement). Your money should keep working for you in retirement. With a diverse set of income, you could potentially have a reliable stream of income during these later years.

Investigate your tax situation today to determine how it may change in retirement. Withdrawals from retirement savings in a 401(k) or traditional IRA will be subject to tax during retirement, potentially throwing you for a loop if you do not factor this in when mapping out your retirement income.

To counter this, consider saving in a Roth vehicle and/or converting some of your pre-tax savings into a Roth 401(k) or Roth IRA now – before you retire. Taxes will need to be paid when you initially convert, but future earnings won't be taxed when withdrawn. This ensures that you will not have that tax hit down the road when you are living on a fixed income and may not be expecting it.

Get a game plan for your wheels in retirement. When living on a fixed income in retirement, retirees may get thrown for a loop by car purchases, which can be an unexpected and large expense.  

It's best to avoid car loans if possible, especially as you enter retirement and seek to minimize extra costs.  If this is not possible, try to keep payments within reason so they do not negatively impact your retirement cash flow. If your current vehicle's days are numbered, it may be best to make a purchase before you retire, while your income is higher. 

Figure out a plan (and costs) for your health insurance. Retirement is likely to bring change to your medical insurance policies. Plus, if you are under 65, you will not quality for Medicare. Find out whether there are any group health benefits you receive through your employer that you can carry over into retirement.  

It's not easy to untangle this web, but sit down (ideally with a financial advisor) and study the health policies you currently have in addition to your future Medicare options. Based on plan options, try to estimate out-of-pocket expenses in retirement based on your health status and pre-existing conditions.

Make a plan for how you spend your time. How are you going to fill up your retirement calendar?  What activities are going to keep you active, engaged, socializing and busy?  Think about your plan for how you will spend your time now.  Talk about it with your spouse or partner so you are on the same page.  Shifting from a work to  leisure schedule can take some getting used to, so start thinking about what you want to do so your retirement years live up to your expectations!

These retirement to-dos can help you feel more confident and in control of your future, only adding to the excitement and anticipation that comes as you prepare for this big day.

Mickey Powell, CRPC, is a financial advisor with Voya Financial Advisors, Inc., serving businesses and individuals with Retirement Income Planning and Wealth Management as Powell Financial Partners based in Georgetown, TX. Mickey Powell can be reached at mickeypowell@voyafa.com or 512-249-6780.

Securities and investment advisory services offered through Voya Financial Advisors, Inc., member SIPC. 

Powell Financial Partners is not a subsidiary of nor controlled by Voya Financial Advisors, Inc.

1. Based on findings from two online consumer surveys commissioned by Voya of Workers and Retirees. Surveys were conducted in July 2014 by Greenwald & Associates, Inc.

CN0623-25551-0717


Social Security: Four Facts You Need to Know

Provided by Mickey Powell, a registered representative with Voya Financial Advisors, Inc.

Many workers will depend heavily on Social Security for financial support once they retire. While Social Security makes up just one slice of the pie when it comes to retirement income, it tends to be one of the largest.

As Social Security is often a critical part of a retirement portfolio, the decisions you make about your benefits could have long-lasting consequences that impact your quality of life in retirement. Keep the following facts in mind before you make any decisions about your Social Security benefits: 

Fact #1: The amount you receive increases the longer you delay benefits.

The Social Security Administration has specific definitions of “full retirement age” currently set between 66 and 67 years old. Many people are not aware that if Social Security is claimed before this age, benefits are likely to be reduced. However, if you delay past full retirement age, up until age 70, you increase your benefit amount. The Voya Retire Ready Index found that 66 percent of retirees began collecting benefits before age 66. Before you voluntarily claim benefits early, make sure you consider how much it will affect your financial situation in retirement; you could be leaving precious money on the table. 

Fact #2: Married couples need to have a joint plan to maximize overall benefits.

One area of Social Security that is often misunderstood or forgotten is spousal benefits. These allow a husband or wife to receive up to half of a spouse's benefits. When taking advantage of these benefits however, don't forget about timing – retiring at different ages can make a big difference in the benefit received. 

For instance, when the younger person of a couple reaches full retirement age, he or she can receive their spousal benefits first, thus waiting to receive their own Social Security benefit maximized at the age of 70. By coordinating retirement strategies and waiting until you are closer to age 70 to claim your individual benefits, you and your spouse can significantly boost your combined retirement income.

Fact #3: Social Security is likely not enough on its own to support you in retirement.

Lifespans are increasing, so be sure to consider your ability to support yourself into old age. It's becoming more common for people to reach 100 years old or beyond. According to the Social Security Administration, a man who lives to age 65 today can expect to live, on average, until age 84. For a woman, that age increases to 87 years old. Moreover, about one out of every four 65 year-olds today will live past age 90 and one out of 10 will live past age 95.

Take the time to map out how long your Social Security benefits, savings and other financial assets will allow you to maintain your standard of living in retirement. One strategy is to develop a savings plan for the rest of your working years that focuses on monthly income instead of an overall lump sum. 

Consider meeting with a financial advisor and using an online tool like Voya's myOrangeMoney® to estimate your expected monthly income in retirement. By projecting monthly income, you will have a much better idea of how much you need to save and when you would need to claim Social Security to maintain your standard of living and cover expected costs.

Fact #4: Start assessing the “when and how” of retirement early, so you have enough time to adjust savings and timing as needed.

If you are mid-career or earlier, retirement may seem far away. But, if you start thinking about when you want to retire and exploring all of your options early, you are in a better position to maximize benefits and move into retirement from a position of strength. 

According to the same Voya study, 88% of workers are concerned about having fewer Social Security benefits than expected. Rather than waiting until the last minute, start thinking now about when you want to retire, how much savings you have and how Social Security will play into your retirement strategy.

Many of us dream of an early retirement. To take this thought out of dreamland, consider a few different potential scenarios. Once you establish a Social Security account on www.ssa.gov, your latest Social Security statement will lay out your estimated benefits at the minimum age of 62, “full retirement age” (66-67), or the maximum age of 70. Use this resource to see how your savings and other financial resources stack up to determine what is realistic and what needs to remain a dream.

With so many options, deciding which Social Security benefits to claim and when to claim them can be confusing. Consider working with a financial advisor to help answer any questions you may have and put together an effective retirement plan that will deliver a sufficient monthly income. If you get organized early, you may have more time to adjust your strategy as needed while maintaining your progress toward a long and secure retirement.

Mickey Powell, CRPC, is a financial advisor with Voya Financial Advisors, Inc., serving businesses and individuals with Retirement Income Planning and Wealth Management as Powell Financial Partners based in Georgetown, TX. Mickey Powell can be reached at mickeypowell@voyafa.com or 512-249-6780.

Securities and investment advisory services offered through Voya Financial Advisors, Inc., member SIPC. 

Powell Financial Partners is not a subsidiary of nor controlled by Voya Financial Advisors, Inc.

1. Based on findings from two online consumer surveys commissioned by Voya of Workers and Retirees. Surveys were conducted in July 2014 by Greenwald & Associates, Inc.

CN0623-25555-0717    


Replacing Your Income in Retirement Voya Financial Advisors, President's Club Award, Mickey Powell, Retirement Readiness, Retirement Planning, Financial Planning

By Mickey Powell

Many people have not given much thought to how they will replace their employer paycheck in retirement. Even those on the cusp of retirement are unnerved by the prospect of not having a steady stream of income. A study by the Voya Retirement Research Institute found that 85 percent of people say they need help understanding their potential sources of income in retirement. The reality is that most retirees will need to create their own income stream.

Adding to its complexity, there are various sources of potential retirement income - Social Security, pension plans, taxable investment accounts, annuities, bank certificate of deposits (CDs), IRAs, employer plans and more. It's also important to consider whether you're going to continue working during retirement. One or a combination of these sources will ultimately provide the overall income needed to last, and that may lead to managing many different retirement accounts.

As part of planning for retirement, a key step for retirees is figuring out how much they can likely take out so they don't run out of money during retirement. Retirees are living much longer than their parents did and that means they are at greater risk of outliving their savings. It's important to address this “longevity risk” by putting a plan in place that converts a nest egg into an income source. 

The timing of when a retiree draws from an income source matters greatly. Income sources may be taxed differently and have set rules around the timing of withdrawals that should factor into a retirement plan. For example, Traditional Individual Retirement Accounts (IRAs) allow retirees to tap funds at 59½ without the 10 percent IRS early withdrawal penalty tax, yet also require them to begin taking distributions at age 70½. 

As another example, health care expenses can dramatically impact retirement income. Retirees have to reach their 65th birthday before qualifying for Medicare, so if one retired spouse is two years younger than the other, there may be a two-year gap in medical coverage for the younger spouse.

Once there is an established plan, how do retirees make sure they don't run out of money as they age? As a general rule of thumb, the longer the retirement planning horizon, the less one should take out of a retirement portfolio. This is because the money needs to last longer and retirees do not want to deplete reserves too early in retirement. However, as the planning horizon shortens over the years, more can come out of the portfolio. To help bring discipline to a withdrawal plan, it can be helpful to have a systematic withdrawal approach, such as automatically tapping different income sources that deposit a set amount into a checking account. 

To get started in understanding what goes into planning for retirement income, figure out how much your savings will translate into in terms of future monthly income in retirement. Voya Financial offers an online experience called myOrangeMoney that helps you figure this out (http://voya.com/tools/calculators-overview-page). Self help tools offer a quick way to think about your personal scenario and lay the groundwork for a more comprehensive discussion with a financial advisor, who can play a valuable role in helping create a retirement plan. 

Mickey Powell, CRPC®, is a financial advisor with Voya Financial Advisors, serving businesses and individuals with income planning as Powell Financial Partners based in Georgetown, TX. Powell Financial Partners is not a subsidiary of nor controlled by Voya Financial Advisors. Mickey can be reached at mickeypowell@voyafa.com and/or 512-249-6780.

Securities and Investment advisory services offered through Voya Financial Advisors, Inc., member SIPC. Neither Voya Financial Advisors nor its representatives offer tax advice.


Voya Financial Advisors, President's Club Award, Mickey Powell, Retirement Readiness, Retirement Planning, Financial Planning

Women and the Retirement Ripple Effect

By Mickey Powell 

Women today are an integral part of our economy and key financial decision-makers in their families. In the last 40 years, women's incomes have risen more than 60 percent according to the US Bureau of Labor Statistics and women control 51 percent of the private wealth in America.

Georgetown, Retirement, Financial Advisor, Austin, TX, Wealth Management, Estate Planning, Social SecurityDespite this influence, there are certain factors distinct to women that create challenging retirement realities for them. As a group, lower wages on average and more time spent out of the workforce than men not only reduces women's earning and savings potential, but it also results in lower Social Security benefits. These factors create an unfortunate ripple effect impacting retirement savings and security. 

With the current shifting Social Security landscape, all Americans need help navigating the complexity and pitfalls of planning for retirement. This is especially true for women of all ages and stages – married, divorced, single, mothers, Baby Boomers, young professionals – yet too often, women leave retirement planning to chance. A recent analysis of U.S. Census data found that 60% of women age 65+ who live alone or with a spouse have incomes insufficient to cover basic daily expenses.

Mind the Gap

Working women continue to save significantly less for retirement than their male counterparts. A study by the Voya Retirement Research Institute found that a woman's total retirement assets, both in and out of the workplace, averaged less than 70% of a man's comparable savings. The Voya Financial™ study found that women have $40,000 less saved for retirement than men on average, a striking $149,000 for men compared to 108,000 for women in total savings. For women with children under the age of 18 at home, this retirement savings figure dropped even further to $88,000.

Life insurance coverage, a critical component of long-term financial and retirement security, is another area where women fall behind their male counterparts. Voya's study found that women purchased an average of only about three times their salary in life insurance, compared to men who had average policy coverage of approximately four times their salary. In addition, only 39% of mothers have life insurance equal to four or more times their salary, compared to 54% of fathers. While every couple's insurance needs are different, the unfortunate death of a spouse can quickly drain a family's hard-earned savings. Evaluating lifestyle needs and securing enough insurance coverage for each partner is an essential way that women can help protect their families and preserve valuable retirement assets. 

Women's Longevity: A Good Challenge

The average lifespan for both men and women has been expanding due to advances in healthcare and medicine, and experts predict it will continue to increase. Data shows that women, on average, can expect to live five years longer than men. Longevity trends and healthcare concerns magnify the need for women to prepare themselves for retirement. A woman's longer lifespan means they face a greater number of their retirement years alone. Accordingly, women are more likely to need greater financial resources to provide for the rising costs associated with healthcare needs as they age. Women need to take responsibility and control of their retirement. For couples, women need to be sure they have a seat at the table in discussing and planning for retirement. 

Here are three tips for women to get their retirement on track.

Tip #1: Develop a financial plan.

The plan should focus on building a sufficient retirement nest egg, but it should also include strategies to create a steady stream of income for life after your last paycheck is collected. Voya's study found that fewer women (25%) than men (33%) reported having a formal investment plan for retirement and that more women (42%) than men (31%) said that they did not know how to achieve their retirement goals.

Tip #2: Be diligent and aggressive in your retirement savings goals.

Find every opportunity to save for retirement. Take advantage of and actively contribute to your employer-sponsored retirement plan. If possible, contribute at the maximum annual levels allowed or contribute at least enough to fully take advantage of any employer matching benefits. Build in retirement savings growth as your income grows, increasing your retirement plan contribution rates when you get salary increases. In addition, you can allocate a certain amount of any bonus compensation towards retirement savings. The Voya study found that a much higher percentage of women (47%) than men (31%) reported having less than $25,000 in their employer retirement plan and fewer women (67%) than men (76%) were receiving their employer's full matching contributions. 

Tip #3: Get help.

Retirement planning is complicated and getting it wrong has major consequences that are hard to reverse down the road. Getting advice from a financial professional can help you create a plan to achieve your financial goals. To find the right person, collect referrals from friends, family or colleagues. Request background information on them and their firm and then narrow down the list. Make sure to find someone who you feel comfortable with, listens to your concerns and treats you with respect. You want to find someone who speaks and teaches in understandable language. 

Stop the Ripple Effect

In our society, women are likely to be the keeper of the household finances, often overseeing bill paying and the checking account, while men tend to be the breadwinner and investor, overseeing retirement accounts and major financial decisions. In the current economic and social environment, these traditional roles do not serve women well. Women need to have a seat at the table and engage in the process fully. By seizing control of your financial situation, women can avoid the retirement ripple effect and retire with confidence. With knowledge and proper guidance, women can position themselves for an enjoyable, long and well-funded retirement.

Mickey Powell, CRPC®, is a financial advisor with Voya Financial Advisors, serving businesses and individuals with Holistic Financial Planning as Powell Financial Partners based in Georgetown, TX. Powell Financial Partners is not a subsidiary of nor controlled by Voya Financial Advisors. Mickey can be reached at mickeypowell@voyafa.com and/or 512-249-6780.

1 PBS Online, “To the Contrary, Hot Topics, Women and Philanthropy”

Voya study findings are from an online survey conducted by ORC International during the period of Oct. 5-13, 2011. Respondents were 4,050 adults between the ages of 25 and 69 who are employed full-time with an annual household income of $40,000 or greater. Data was weighted to make the results representative of the U.S. population.

Securities and Investment advisory services offered through Voya Financial Advisors, Inc., member SIPC.


Voya Financial Advisors, President's Club Award, Mickey Powell, Retirement Readiness, Retirement Planning, Financial Planning

PRESS RELEASE 

February 8, 2016

Voya Financial Advisors, Inc. Recognizes Mickey Powell with Prestigious President's Club Award

Georgetown, TX – Voya Financial Advisors has honored Mickey Powell with the prestigious President's Club title, earned by only the top 10 percent of affiliated representatives. Mickey has achieved President's Club status for his investment planning success, unwavering dedication to clients and reaching targeted sales goals. 

“I'm thrilled that Mickey has received this high-level recognition,” said Tom Halloran, president of Voya Financial Advisors. “This is an opportunity for us to acknowledge the tremendous achievements of Mickey, who is helping clients achieve the financial confidence and freedom they desire every day. With Voya's vision to be America's Retirement CompanyTM, we want to recognize professionals who play such a key role in helping Americans better save and prepare for retirement.”

To be recognized with the President's Club award, Mickey exceeded a business growth milestone in assets under management that sets him apart as a high-performing financial professional. 

Mickey is a Financial Advisor with Powell Financial Partners. Mickey has more than 37 years of experience in the financial services industry and holds the CRPC®, Series 7, 31, 63 and 66 securities registrations. He also holds a General Lines Agent license for life, accident, health, HMO, and property and casualty insurance in the State of Texas. 

About Voya Financial Advisors

Voya Financial Advisors, Inc., the broker-dealer of Voya Financial® (NYSE: VOYA), supports a wide range of clients through approximately 2,300 financial advisors. With education, financial planning and a broad range of personalized asset accumulation, protection and distribution solutions, Voya Financial Advisors is focused on helping Americans advance their retirement readiness. Voya Financial is a premier retirement, investment and insurance company serving the financial needs of approximately 13 million individual and institutional customers in the United States. For more information, visit http://voya.com

Mickey offers securities through Voya Financial Advisors, Inc., member SIPC, and can be reached at mickeypowell@voyafa.com, 512-249-6780 or online at www.powellfinancialpartners.com.

Securities and investment advisory services offered through Voya Financial Advisors, Inc., (member SIPC). 

Powell Financial Partner is not a subsidiary of nor controlled by Voya Financial Advisors.

24137687_12/17


Voya Financial Advisors, President's Club Award, Mickey Powell, Retirement Readiness, Retirement Planning, Financial PlanningPRESS RELEASE

February 8, 2016

Mickey Powell Joins Voya Financial Advisors' 2016 Annual Conference to Support the Power of Professional Planning

Mickey Powell of Georgetown, TX, a registered investment advisor representative with Voya Financial Advisors, attended the Advisor Insight conference held on Feb. 1-3, 2016 in Las Vegas. The Annual event, hosted by Voya Financial Advisors, brought together more than 1,200 financial professionals from across the country to network and learn strategies that can help their clients with important financial and retirement planning services.

“Our advisors face many challenges in today's dynamic environment as they seek to help Americans plan, invest and protect their savings for their retirement years,” said Tom Halloran, president of Voya Financial Advisors. “Every speaker and breakout session we hosted was carefully selected to focus on the value of advice and guidance. Supporting Voya in its vision to be America's Retirement CompanyTM, our goal is to provide advisors with the right tools and resources so they can build their businesses while guiding their clients to and through retirement.”

Voya research shows that individuals who work with a financial professional are far more likely to have taken key planning steps towards their future, such as having a formal financial plan. To reinforce the importance of professional advice and guidance, the conference underscored “The Power of Planning,” a theme centered on the crucial role advisors play in helping clients save, invest and protect their savings. 

The conference offered new ideas, resources and services available to expand an advisor's planning capabilities. Each program was oriented around how to better help individual clients and deliver new skills and guidance to meet their investment, retirement income and holistic financial planning needs. The sessions also focused on the techniques and services needed to operate and grow an advisory practice with the most recent technology, marketing and social media services. 

Mickey offers securities and investment advisory services through Voya Financial Advisors, Inc. member SIPC, and can be reached at 512-249-6780 or mickeypowell@voyafa.com.

Voya Financial Advisors is a top-tier independent broker-dealer focused on helping advance the retirement readiness and financial security needs of Americans. For more information, visit www.voyafa.com.

About Voya Financial Advisors

Voya Financial, Inc. (NYSE: VOYA), helps Americans plan, invest and protect their savings — to get ready to retire better. Serving the financial needs of approximately 13 million individual and institutional customers in the United States, Voya is a Fortune 500 company that had $11 billion in revenue in 2014. As an industry leader and advocate for greater retirement readiness, Voya Financial is committed to delivering on its vision to be America's Retirement CompanyTM and its mission to make a secure financial future possible — one person, one family, one institution at a time.